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EXTRAORDINARY 1.99% ASSUMABLE VA LOAN available to qualified buyers, subject to lender approval. 

Welcome to 325 Confidence Way, where peaceful bayou living meets Gulf-access adventure. Positioned directly on the water in the desirable Fanning Bayou community, this exceptional home offers boating access to the Gulf, Shell Island and Gulf Intracoastal Waterway destinations, including Crab Island.

Enjoy wide water views from the main living areas, primary suite and expansive screened porch. Envision building your own private dock and creating the waterfront lifestyle you have always wanted.  Across the street, a recorded conservation easement requires the land to be maintained forever predominantly in its natural condition and prohibits buildings and other structures, providing a protected natural buffer.

Inside, the bright, open-concept design is filled with natural light and thoughtfully arranged for everyday living and entertaining. Updated lighting fixtures throughout add a stylish, contemporary touch. The spacious gathering room features a tray ceiling, recessed lighting and picturesque bayou views. The adjoining dining area flows into a well-appointed kitchen featuring an oversized granite island, abundant cabinetry, stainless steel appliances, double ovens, range hood and walk-in pantry.

The waterfront primary suite offers a peaceful retreat with a tray ceiling and beautiful bayou views. The spacious bath features dual vanities, a soaking tub, and a separate shower while the walk in closet includes a custom organization system. Custom-designed closet organization systems are found throughout the home, offering abundant built-in shelving, hanging space and storage.

Step outside to the screened waterfront porch and enjoy morning coffee, evening sunsets and the ever-changing bayou scenery. The spacious three car garage offers ample parking along with built in storage for boating equipment and recreational gear. The roof was replaced in 2023 with GAF Timberline HDZ shingles and GAF WeatherWatch underlayment, adding another valuable improvement.

Community amenities include a resort-style pool, hot tub, covered gathering pavilion and playground. With its direct bayou frontage, exceptional boating access, protected natural surroundings, spacious open layout and remarkably low assumable interest rate, 325 Confidence Way presents a rare opportunity to enjoy the best of Northwest Florida waterfront living.
#794698

Panama City

325 Confidence Way

4 Beds

3 Baths

2,761 Sq.Ft.

$949,000

MLS#: 794698

Rare 4-bedroom, 3-bath Florida Cottage in the heart of Mack Bayou -- no HOA, no restrictions, just a well-built two-story home with real bones and room to breathe. At 1,872 sq ft, the layout works: an open great room anchored by a fireplace flows into a fully renovated kitchen with quartz countertops, white shaker cabinets, a tile backsplash, stainless appliances, walk-in pantry, and a shiplap breakfast bar that seats the whole crew. LVP floors run through the main living areas, downstairs bedroom, and the upstairs master -- durable, good-looking, and built to handle beach life. The primary suite is where it belongs: private, upstairs, with French doors opening onto a covered second-floor balcony, a double vanity, garden tub, separate shower, and a walk-in closet. Two additional bedrooms share the upper floor. A fourth bedroom sits on the main level -- ideal for guests, a home office, or flex use. Out back, a fully fenced yard shaded by a live oak canopy, with a raised wood deck, paver patio, and a custom-painted mural fence that gives the space real personality. A mudroom off the back door keeps beach life from taking over the house. Metal roof. HardiBoard siding. Fireplace in the great room. Mack Bayou a short walk away, the beach just minutes beyond that. Priced right for a buyer who recognizes a great floor plan, a great location, and the chance to finish making it their own. Welcome to 76 E Harborview Road.

Pull up and you already know something is different. The white picket fence wraps the front yard. A two-story Florida Cottage sits back from the road -- white HardiBoard, black accents, double front porches stacked one on top of the other, ceiling fans turning overhead. Pink French doors on the covered front porch. Hanging baskets. A checkered painted floor. The kind of curb appeal that makes people slow down when they drive by.

This is Mack Bayou. Not 30A proper -- better, in a lot of ways. No HOA. No short-term rental neighbors rotating in every weekend. Just a quiet residential pocket tucked off Mack Bayou Road, close enough to the beach to feel it, far enough from the chaos to actually live here.

Step inside and the main floor opens up immediately. Great room, dining area, and kitchen all connected -- light, airy, and wider-feeling than 1,872 square feet suggests. LVP flooring runs throughout the main living areas, low maintenance and durable, exactly what you want at the coast. A fireplace anchors the living room. The windows let the trees in. It feels like a home.

The kitchen is the heart of it. Quartz countertops. White shaker cabinets. Tile backsplash. Stainless appliances. A shiplap breakfast bar with barstool seating. A walk-in pantry and separate storage closet that actually solve the problem of where everything goes. The layout is open to the dining area and great room, so whoever is cooking is never cut off from the rest of the house. It works.

Just off the kitchen, a mudroom connects the interior to the backyard -- a small detail that makes a big difference when you're coming in from the yard, the beach, or a day on the water. More houses need this.

There's a full bedroom on the main floor -- 12x12, with a full bath nearby. Use it as a guest room, a home office, or a flex space. Having that option on the first floor is a genuine convenience that not every layout offers.

Head upstairs and the house keeps delivering. Three more bedrooms, two full baths, a hallway that connects without feeling cramped. LVP continues through the upstairs hall and the master. The primary suite is private and removed from the activity of the main floor -- spacious enough for a king bed with room to move around it. A barn door opens to the en-suite bath: double vanity, garden tub, separate shower, tile throughout, walk-in closet. French doors lead out to the private second-floor balcony. Step outside and you're above the tree line, looking out over a quiet street shaded by mature oaks. It's a good place to start the morning. One of the two additional upstairs bedrooms also opens to the balcony through its own set of French doors -- a detail that makes a guest room feel a lot more like a retreat.

Now step out back.

The backyard is a genuine surprise. Fully fenced for privacy, with a tall cedar fence wrapping the perimeter. A mature live oak anchors the space -- one of those big, spreading coastal oaks that casts real shade. A raised wood deck sits in the corner with dining and seating space. A paver patio extends the usable outdoor area. And along the back fence, a custom-painted mural -- bold, tropical, full of color -- gives the yard a personality you don't find in every backyard. It's the kind of outdoor space that makes people want to spend time in it.

The lot is 100x50. That's a real backyard for this market. No HOA means no restrictions on how you use it.

Now let's talk about why Mack Bayou makes sense.

The Santa Rosa Beach area north of 98 gets overlooked by buyers chasing a 30A address, and that's exactly what makes it an opportunity. You're minutes from the beach by car, close to the restaurants and shops along 98 and the 30A corridor, and not paying the full premium that comes with being on the south side of the highway. Mack Bayou feeds directly into Choctawhatchee Bay -- fishing, kayaking, and paddleboarding are right here. The Bay is a short walk from this property. It's a quieter, more local way to experience a place that a lot of people only see from the tourist side.

The details that matter:

4 bedrooms, 3 full baths -- 1,872 sq ft
Two-story Florida Cottage -- built 2005
No HOA -- no restrictions, no fees
LVP flooring throughout main living areas, downstairs bedroom, upstairs master and hallway
Renovated kitchen: quartz countertops, tile backsplash, stainless appliances, walk-in pantry
Shiplap breakfast bar with barstool seating
Fireplace in the great room
Mudroom off the backyard entrance
Main-floor bedroom and full bath -- ideal for guests or flex use
Primary suite: barn door to en-suite bath, French doors to private balcony, garden tub, double vanity, walk-in closet
Two additional upstairs bedrooms -- 12x10 each; one with French door balcony access
Fully fenced backyard: live oak, raised deck, paver patio, custom mural fence
Metal roof · HardiBoard siding · Slab foundation
Mack Bayou walkable -- Bay access nearby
Minutes to 30A dining, shopping, and beaches
Immediate occupancy available
#1010757

Santa Rosa Beach

76 E Harborview Road

4 Beds

3 Baths

1,872 Sq.Ft.

$524,900

MLS#: 1010757

WATERFRONT LIVING UNDER $100K! Here is your opportunity to own a condo along the Intracoastal Waterway at The Cedars in Mary Esther! Unit H201 is a 1-bedroom, 1-bath condo offering approximately 686 square feet and is ready for a new owner to make it their own.

One of the best features of this unit is its location within the complex. Building H sits on the waterside, tucked away from the traffic along Highway 98, with beautiful Intracoastal Waterway views from both the living room and bedroom. Whether you are looking for an affordable primary residence, second home, or investment opportunity, this unit offers plenty of potential to update and personalize to your taste.

The Cedars is currently receiving a facelift with improvements to balconies and walkways as part of an already-funded project. The association also has reserves in place for the future, making this an exciting time to become part of this established waterfront community.

Enjoy the convenience of being centrally located near Hurlburt Field, shopping, restaurants, places of worship, medical facilities, and the beautiful beaches of the Emerald Coast.

Water views, a waterfront community, a convenient location, and a price under $100,000 all make H201 an opportunity you don't want to miss. Come see the potential and make it your own!
#1010777

Mary Esther

209 W Miracle Strip Parkway H201

1 Beds

1 Baths

528 Sq.Ft.

$90,000

MLS#: 1010777

Welcome to coastal living at its finest. Nestled on the second floor of the highly sought-after Gulf Place Residences, Unit 212 offers the perfect blend of modern luxury and laid-back 30A lifestyle -- all just steps from the sugar-white sands of the Gulf Coast.
This beautifully appointed 2-bedroom, 2-bathroom condo with a bunk alcove is thoughtfully designed with soaring 9-foot ceilings, 8-foot doors, and an open-concept floor plan that feels light, airy, and welcoming from the moment you walk in. The gourmet kitchen features a large island, quartz countertops, new induction oven, stainless steel appliances, a pantry, and recessed lighting -- ideal for everything from a quick morning coffee to a full coastal dinner spread.
The primary suite is a true retreat, complete with a walk-in closet, dual vanities, and a beautifully tiled shower. The split bedroom layout offers privacy for guests, and the bunk alcove provides the perfect bonus space for additional sleeping or a home office. Step out to your private balcony and take in the breezy Gulf Place atmosphere -- you may even catch a glimpse of the Gulf.
Unit 212 is one of the rare condos in the building that includes both a covered deeded parking space and an additional storage unit -- an increasingly hard-to-find combination that adds tremendous everyday convenience and long-term value. Store your bikes, beach chairs, paddleboards, and gear with ease, and rest easy knowing your vehicle is protected year-round
#1003746

Santa Rosa Beach

1740 S Co Highway 393 212

2 Beds

2 Baths

1,050 Sq.Ft.

$645,000

MLS#: 1003746

Set directly on the Gulf in the heart of 30A, this three-story beachfront residence was designed to take full advantage of one of the best views on the coast.

The home offers four bedrooms, four bathrooms, a private guest house, three kitchens, a two-car garage, generous parking, a private pool, and multiple levels of outdoor living overlooking the water. The main living level is open, bright, and centered around the Gulf. A full wall of glass brings the view into the room, while large doors open to the beachfront terrace and create an easy connection between the kitchen, living space, fireplace, and outdoors. It is the kind of setting that works just as well for a quiet morning at home as it does for a house full of family and friends.

Upstairs, the primary suite takes over the top floor with wide, unobstructed views across the Gulf. The beachfront soaking tub looks directly over the water, and the bedroom opens toward its own outdoor living space, creating a private retreat removed from the rest of the house.

The layout was also thoughtfully designed for larger families and guests. Separate living areas give everyone their own space, while the first floor includes additional bedrooms, a game room, kitchen, and direct access to the pool. The detached guest house adds even more privacy and flexibility.

Outdoor living spans all three levels, with uninterrupted views of the beach and Gulf below. From sunrise coffee to sunset cocktails, nearly every part of the home is oriented toward the water.

With direct beach access, exceptional privacy, and a location along one of 30A's most sought-after stretches of coastline, this is a property that works equally well as a full-time residence, second home, or rental investment.

More than anything, it is a rare opportunity to own a true Gulf-front estate where the view, the privacy, and the lifestyle are the story.
#1010808

Santa Rosa Beach

4915 W County Highway 30A

6 Beds

5 Baths

4,433 Sq.Ft.

$6,999,000

MLS#: 1010808

Welcome to your own slice of paradise in Latitude Margaritaville Watersound! This highly sought-after Aloha cottage floor plan is ideally situated in one of the community's most desirable, close-in phases, just moments from Town Square and the heart of the action. Primarily enjoyed as a vacation home and meticulously maintained, this 2BR plus den home shows like new and is truly move-in ready.

Inside, thoughtful upgrades and designer finishes create a bright, coastal-inspired retreat. The beautifully appointed kitchen features white cabinetry, quartz countertops, a full-height quartz backsplash, and an upgraded electric convection range. Laminate flooring flows seamlessly throughout the main living areas, kitchen, and bedrooms, while the bathrooms and laundry room feature easy-care tile flooring. Recessed LED lighting enhances the kitchen, living room, porch, hallway, and both bedrooms, while designer light fixtures and ceiling fans add style throughout. All major appliances convey with the home.

The spacious primary suite provides a relaxing private retreat, complete with a custom closet system for exceptional organization. The ensuite bath features white cabinetry with stacked drawers, quartz countertops, and an impressive walk-in shower finished with floor-to-ceiling tile.

Additional upgrades and features include extensive additional landscaping and full gutter system, a screened porch with polyaspartic floor coating, glass front door with shade, custom window shades, polyaspartic-coated garage floor, designer lighting and ceiling fans. Every detail has been thoughtfully selected to provide comfort, style, and effortless Florida living.

Whether you're looking for a full-time residence, vacation getaway, or investment property, this exceptional cottage offers the perfect opportunity to enjoy everything Latitude Margaritaville Watersound has to offer.

Life here is all about fun, friendship, and the freedom to enjoy every day like a vacation. This vibrant 55+ active adult resort-style community offers an unparalleled coastal lifestyle centered around its lively Town Square, where live entertainment fills the air daily and especially on Friday and Saturday evenings.

Residents enjoy an impressive array of amenities, including resort-style pools, a state-of-the-art fitness center, group exercise classes, yoga, spin, water aerobics, a lap pool and spa, along with miles of walking, biking, and golf cart trails. Sports enthusiasts can enjoy pickleball, tennis, and bocce, while adventure seekers can launch a kayak and explore the waterways.

The community also offers an incredible variety of social and creative spaces, including the Last Mango Theater, ceramics and woodworking studios, pet grooming facilities, and a dedicated dog park. Convenient trails and an underpass provide safe, easy access throughout the neighborhood and to the community's many amenities.

The low-maintenance lifestyle means more time for what matters most, with lawn care and exterior painting/roof replacement on a maintenance schedule included in the HOA dues. The home also benefits from a 2/10 structural warranty from the original buyer's closing date.

A future on-site shopping complex, currently under construction, is planned to include a Publix grocery store along with additional dining and shopping options, and a public marina is planned for the property. A new hospital is also currently under construction approximately five miles away. With easy access to the sugar-white beaches of the Emerald Coast, Panama City Beach, and the scenic communities of 30A, boating, beach days, dining, and exploring are all within easy reach.

Imagine starting your morning with a peaceful cup of coffee on the screened porch, spending the afternoon by the resort-style pool, enjoying a sunset golf cart ride, and ending the evening with live music and cocktails with friends and neighbors. At Latitude Margaritaville Watersound, every day really can feel
#794721

Panama City Beach

8660 Tropics Avenue

2 Beds

2 Baths

1,481 Sq.Ft.

$449,000

MLS#: 794721

Low HOA Fees! 2 bedroom townhome in Destin. Perfect for primary home or investment property. Features include granite counter tops, tile backsplash, new bathroom vanity, crown molding throughout, smooth ceilings. Even more appealing is the location-in the back, end unit with low traffic and large lot. Pride of ownership shows in this well maintained home. 

Centrally located in the heart of Destin, this property is within walking distance to shopping, grocery stores, banks, churches, retail stores, restaurants, entertainment and just a short drive to the several nearby beach accesses and the Destin Harbor.
Community park right next door offers playground equipment and basketball and tennis courts. Don't forget the community pool for those hot summer days!
#1010773

Destin

734 Legion Drive #94

2 Beds

2 Baths

1,188 Sq.Ft.

$252,000

MLS#: 1010773

This spacious and functional 4 Bedroom floorplan features a large Island Kitchen overlooking an open main living area, perfect for hosting family and friends year-round. The large windows and French doors lining the Great Room's rear wall welcome in lots of Florida sunshine and keep the home bright and inviting. The design offers split bedrooms with a large Master Suite in the rear, offering dual vanities, a large walk-in closet, and an oversized shower with options to include a free-standing tub. The two secondary bedrooms are located in the front of the home, with Suite 3 offering an en suite Bath. The Den provides a perfect home office, gym, or hobby space, and with an option to include double doors, you can increase the privacy and functionality of the space.
#964957

Watersound

2341 Pathways Drive

4 Beds

3 Baths

2,320 Sq.Ft.

$5,800

MLS#: 964957

Welcome to this updated 2-bedroom, 1-bath end-unit townhome in Parker, conveniently located near Tyndall Air Force Base and directly across from Parker Elementary School. Situated within a community offering an HOA-maintained pool, courtyard, and green space, this property combines low-maintenance living with convenient community amenities.Inside, a spacious great room creates an open and inviting living area with abundant natural light and direct access to the covered back patio. Recent improvements throughout the home include new flooring and tile, fresh drywall and interior paint, freshly painted doors, updated lighting, ceiling fans, and fixtures. The kitchen has been refreshed with new white cabinetry, creating a bright, clean look with plenty of storage and workspace. The bathroom features thoughtful touches including tile flooring, a vanity with a three-way mirrored medicine cabinet for added storage and functionality, and a tub-and-shower combination with a convenient handheld shower head. With its end-unit location, updated interior, covered outdoor living space, community pool, and proximity to Tyndall AFB, schools, shopping, dining, and everyday conveniences, this move-in-ready townhome offers an excellent opportunity for a primary residence, second home, or investment property. Call a REALTOR® today to schedule a private home tour. If important, Buyer to verify all measurements.
#794668

Panama City

533 S Highway 22 A

2 Beds

1 Baths

1,046 Sq.Ft.

$155,000

MLS#: 794668

The pinnacle of La Riva West, this rare 16th-floor penthouse commands the building's top floor with approximately 4,868 SF of custom-finished Gulf-front living, over 2,000 SF of balcony areas, exceptional privacy & sweeping panoramic views across the Gulf, beaches & waterways of Perdido Key. Originally owned & occupied by the developer, this one-of-a-kind residence was created with exceptional attention to detail, then impeccably maintained & thoughtfully upgraded while preserving its luxury Mediterranean character. The interior features 4 bedrooms, 4.5 baths, including 2 Gulf-facing primary suites, a private elevator foyer, custom floor plan, plantation shutters, Closets by Design custom closets, Kohler fixtures, custom furnishings & generous living, dining & entertaining spaces. The chef's kitchen features rich custom cabinetry with under-cabinet lighting, double-stacked granite countertops, gourmet island & newly replaced stainless steel appliances. The large wet bar features a new ice maker & beverage refrigerator. Floor-to-ceiling impact-resistant glass showcases unobstructed Gulf views, while the extraordinary balcony wraps the entire south & west sides of the residence, creating incredible outdoor living space for beautiful sunrises, Gulf breezes & best sunset views at the beach. La Riva is a gated, rent-restricted luxury community with only 66 residences among 3 towers, including just 25 in La Riva West. West Tower amenities are exceptionally beautiful with an updated grand lobby, indoor & outdoor pools, fitness room, club room, grilling area & expansive beachfront deck. A deeded garage space directly across from the entrance under the covered awning also conveys. This is a truly rare opportunity to own the top penthouse at La Riva West & enjoy an exceptional level of privacy, space & Gulf-front living. See for yourself what makes life at the top of La Riva West so extraordinary!
#1010823

Perdido Key

14241 Perdido Key Drive PH1601 West

4 Beds

4 Baths

4,868 Sq.Ft.

$3,200,000

MLS#: 1010823

This is a beautiful home on Posten Bayou conveniently located off of 23rd street in a quiet neighborhood. This charming home has gorgeous views and easy access for fishing and water sports. Tie your boat up and enjoy a day at the island. There are 3 bedrooms, a formal living area as well as a nice den and Florida room. Original hard wood floors throughout the home. There is a separate laundry area and a two car garage with an additional covered parking area for another vehicle or boat. Florida room with water view and new mini split ac. This home has been freshly painted and is move in ready. Lawn maintenance is covered and included in rent so that tenants can enjoy the beauty!
#794741

Panama City

2402 Ashland Drive

3 Beds

3 Baths

2,658 Sq.Ft.

$3,200

MLS#: 794741

Completely Updated, Fully Fenced 2-Bedroom Home in Panama City -- Convenient Location!

Affordable, comfortable, and ideally located -- this charming 2-bedroom, 1-bath home offers a great opportunity to enjoy Panama City living without sacrificing convenience.

This 700 sq. ft. home features a practical layout with two bedrooms, one full bathroom, kitchen with brand new appliances, and overall comfortable living spaces that are easy to maintain. Outside, you'll find a partially fenced-in yard offering space to enjoy the outdoors, along with a storage shed for tools, bikes, lawn equipment, and additional storage.

Location is a major highlight! The property is approximately 8 miles from Tyndall Air Force Base and just 14 miles from the beach, making it a convenient option for military personnel, working professionals, or anyone looking to enjoy everything the Panama City and Gulf Coast area has to offer.
#794732

Panama City

735 Sheffield Avenue

2 Beds

1 Baths

704 Sq.Ft.

$1,395

MLS#: 794732

WOW! This super spacious 3270 square foot like new home in North Crestview is worth a look.
You need space...this one is delivers!
Six bedrooms and Three and a half bathrooms. Plus a large bonus room. The master suite is on the 1st floor along with the living room, dining room and kitchen. The powder room is tucked under the stairway and is very cool. Large closets in the bedrooms and space abounds in this home.
Peaceful front porch is a great spot for comfortable chairs and morning coffee. And there is a large rear patio with a fully fenced yard. Nice landscaping, and the irrigation system keeps it looking great. There is a two car garage and large drive way for parking and storage. Four sided brick with board and batten vinyl siding on the 2nd level. Attractive and low maintenance.
Coretec Pro-Plus flooring in the living and bathroom areas with carpet in the bedrooms. The kitchen has granite countertops, an island, and stainless appliances. Master bathroom has a large garden tub and separate shower.
Ridgeway Landing is within close proximity to shopping, schools, restaurants and more. It offers streetlights, sidewalks, underground utilities and a community pool. 
This is a wonderful home in a very nice community, and in a great location. You will love living here!
#1010858

Crestview

303 Keswick Lane

6 Beds

3 Baths

3,270 Sq.Ft.

$420,000

MLS#: 1010858

Perched on the 8th floor of Luau I at Sandestin, this studio condo puts you in the middle of it all with sweeping views of the Gulf of Mexico, Choctawhatchee Bay, and the resort pool below. The kitchen has been upgraded with a brand-new full-sized refrigerator, giving you extra space and everyday convenience. The open studio layout offers comfortable, flexible living, and you're just minutes from Silver Sands Outlet Mall and Grand Boulevard, with a wide range of shopping, restaurants, and dining options nearby. Whether you're watching the sunset over the Gulf or the boats crossing the Bay, this is coastal living at its most convenient.
#1010850

Sandestin

5000 S Sandestin Boulevard UNIT 6806

None Beds

1 Baths

469 Sq.Ft.

$274,900

MLS#: 1010850

Welcome to The Cottages, a charming new neighborhood of just 20 homes. This like-new, mostly furnished 2-bedroom, 2-bath cottage offers comfortable Florida living with an open layout and stylish coastal finishes, including quartz countertops, stainless steel appliances, luxury vinyl plank and tile flooring, and painted brick accents.

Enjoy low-maintenance living, parking for two vehicles, and additional guest parking. Move-in ready and perfect for a seasonal stay, extended rental, relocation, or turnkey Florida getaway.

Partially furnished and ready to call home!  Lawn care is included.
#1010798

Valparaiso

114 Penny Lane

2 Beds

2 Baths

1,012 Sq.Ft.

$2,200

MLS#: 1010798

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