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Open to Owner Financing, Creative Financing or Interest Rate Buy Down Offering! Discover an exceptional Panama City Beach coastal residence offering luxury, convenience, and the freedom of NO HOA living just minutes from the Gulf. Located less than half a mile from the beach, this custom-designed 4 bedroom, 4.5 bath and 2 bonus rooms, the home offers 3,580 square feet of beautifully crafted living space with a private residential elevator, two spacious living areas, a dedicated office, and an impressive collection of upgrades throughout. Designed for the coastal lifestyle, this home provides the perfect blend of indoor comfort and outdoor potential. The expansive backyard offers endless possibilities to create your own private oasis with room for a pool, spa, outdoor kitchen, fire pit, and additional entertaining spaces. Whether enjoying quiet evenings at home or hosting family and friends, this property offers the space and flexibility. Inside, the attention to detail is immediately evident with 12-foot ceilings on the main level, 10-foot ceilings upstairs, 8-foot solid wood doors, elegant crown molding, 9-inch baseboards, plantation shutters, custom built-ins, and beautiful wood-look tile flooring throughout the main living areas. The gourmet kitchen is designed for those who love to cook and entertain, featuring premium KitchenAid appliances including a commercial refrigerator, 48-inch gas double oven range and additional upgraded appliances. The open living areas feature custom built-ins, Bose surround sound, Marantz receiver, Sony entertainment system, and an included 85-inch Samsung QLED Smart TV. The upgraded residential elevator features maple wood paneling, custom lighting, and a steel accordion interior door. The primary suite offers a private retreat with a spa-like bathroom featuring a Kohler Stargaze 72x36 freestanding tub, Delta gold fixtures, upgraded tile selections, and designer finishes. Additional bathrooms include upgraded fixtures and Kohler comfort-height elongated toilets. The outdoor space offers endless possibilities with an expansive backyard ready for a pool, spa, outdoor kitchen, and fire pit. Enjoy the low-maintenance Trex deck, outdoor sound system, TV connections, and gas/electric prewiring for future outdoor upgrades. The irrigation system is supported by a private well. Built by Koehnemann Construction, this home features enhanced structural support, high-impact steel windows and doors, high-impact sliding glass doors, custom Clopay high-impact garage doors, steel roof-to-foundation tie-downs, and a waterproof roof membrane system. Additional features include a 2025 Navien tankless gas water heater, generator prewiring, paver driveway and walkway, Emtek hardware, finished attic storage, under-stair storage, and custom cabinetry throughout. This Panama City Beach home offers what buyers are looking for: No HOA, beach access less than half a mile away, luxury upgrades, exceptional construction, and room to create the ultimate coastal backyard retreat.
#1009335

Panama City Beach

167 Downing Street

4 Beds

4 Baths

3,580 Sq.Ft.

$2,450,000

MLS#: 1009335

This beautifully maintained Gulf-view unit offers sweeping views you can enjoy every day from your private balcony. Inside, the open-concept layout is bright and welcoming, featuring a full-size kitchen with ample cabinetry, granite countertops, stainless appliances, and a stylish mosaic backsplash--perfect for preparing meals when you're not dining out. The condo comfortably sleeps six and includes two spacious bathrooms, making it ideal for full-time living, a second home, or a high-performing vacation rental. Tile flooring in the main living areas, updated coastal décor, and a well-appointed primary bedroom create a truly turn-key feel throughout. Located at Laketown Wharf, owners and guests enjoy a true resort-style experience with multiple pools, a lakefront boardwalk, a Gulf-view fitness center, onsite dining, nightly fountain and light shows, and direct beach access just across the street. The unbeatable location places you steps from restaurants, shopping, entertainment, and the iconic sugar-white sands of Panama City Beach. HOA dues include water, sewer, cable, WiFi, and full access to all resort amenities (electric billed separately). With strong rental history, stylish updates, Gulf views, and an attractive price point, this condo stands out as an exceptional opportunity for personal enjoyment or continued rental success.
#784478

Panama City

9860 S Thomas Drive 705

1 Beds

2 Baths

1,047 Sq.Ft.

$273,000

MLS#: 784478

Currently Under contract accepting Back up offers. Welcome to 5101 Osage Court, where comfort, privacy, and functionality come together on a spacious corner lot in the desirable Indian Creek Village community. This well-maintained 3-bedroom, 2-bathroom home offers approximately 1,536 square feet of inviting living space and sits on nearly 0.40 acres, providing plenty of room to enjoy both indoors and out. Inside, you'll find a warm and welcoming layout featuring a spacious living area with a cozy fireplace, a well-appointed kitchen with ample cabinetry, and a comfortable dining area perfect for everyday living or entertaining. The home has also been completely spray foamed, providing an added benefit for insulation and energy efficiency. Several important improvements have been completed in recent years, including a new well and new septic tank, giving the next owner added peace of mind. Step outside to a beautiful screened-in patio, the perfect place to enjoy your morning coffee, relax in the evenings, or entertain family and friends. The fully fenced backyard provides plenty of privacy and room for pets, outdoor activities, or gatherings. One of the property's standout features is the large pole barn, offering excellent space for storing a boat, RV, trailer, equipment, recreational toys, or creating your own workshop. Boating and fishing enthusiasts will also appreciate being conveniently located near a boat ramp, making it easy to get out on the water and enjoy everything Northwest Florida has to offer. With its spacious lot, fenced backyard, screened-in patio, pole barn, recent well and septic improvements, complete spray foam insulation, and convenient access to the water, 5101 Osage Court offers a combination of features that can be hard to find. Schedule your private showing and come see all this property has to offer!
#793647

Youngstown

5101 Osage Court

3 Beds

2 Baths

1,536 Sq.Ft.

$350,000

MLS#: 793647

Tucked into Whisper Dunes, this 1,577-square-foot townhome delivers an updated 3-bedroom, 2.5-bathroom floor plan designed for simple, modern living. The location places you minutes from both 30A and Pier Park, offering direct access to area dining, shopping, and beaches while avoiding heavy traffic corridor noise. Highlights include modern interior finishes, a low-upkeep exterior, and a short walk to the community pool. An ideal match for anyone seeking a turn-key primary residence or a private beach getaway.
#790691

Panama City Beach

229 Sand Oak Boulevard

3 Beds

2 Baths

1,577 Sq.Ft.

$325,000

MLS#: 790691

Positioned at the end of Grace Point with sweeping Gulf views, 264 Grace Point Way is an exceptional coastal estate offering refined coastal living in one of 30A's most exclusive gated communities. Spanning nearly 7,000 square feet across three thoughtfully designed levels, the residence offers seven bedrooms, seven full baths, & two half baths. From the moment you enter, thoughtful details create an unmistakable sense of coastal elegance. A soaring three-story entry is finished in refined Venetian plaster, while sculptural lighting, warm white oak floors, and walls of windows fill the interiors with an abundance of natural light. The main living level unfolds toward the Gulf, bringing together gracious living and dining spaces with a beautifully appointed chef's kitchen featuring Wolf and Sub-Zero appliances, custom cabinetry, a waterfall island, and a full scullery discreetly tucked beyond. Outdoor living is woven seamlessly into the experience, with expansive terraces designed for sun-soaked afternoons, Gulf breezes, and evenings beneath the sunset. A private infinity-edge pool, covered lounge, and outdoor kitchen create an elegant setting for entertaining, while the third-floor terrace offers a fireplace, wet bar, and elevated Gulf views for a more intimate escape. Seven ensuite bedrooms offer gracious accommodations for family and guests, highlighted by a private third-floor primary suite with westward-facing Gulf views, vaulted ceilings, dual walk-in closets, separate vanities, and an oversized spa-style shower. An elevator connects all three levels, complemented by multiple gathering spaces, motorized shades, integrated audio-visual systems, three laundry rooms, and a detached poolside lounge with its own fireplace and wet bar. Further elevating the Grace Point lifestyle, consideration may also be given to the Watersound Beach Club initiation fee as part of the offering. Elegant yet inviting, 264 Grace Point Way is a home created for the way life along the Gulf is meant to be enjoyed: beautifully, effortlessly, and together.
#1009306

Inlet Beach

264 Grace Point Way

7 Beds

7 Baths

7,051 Sq.Ft.

$10,500,000

MLS#: 1009306

(MOTIVATED SELLER) Just a short drive from the white sand beaches and the energy of Panama City Beach, this home offers the kind of everyday living that feels easy, comfortable, and connected to everything people love about the area. Step inside and you're greeted by natural light that carries through the main living spaces, creating a bright, relaxed setting that works just as well for quiet mornings as it does for evenings with friends and family. The flow between the living, dining, and kitchen areas makes it simple to stay connected, whether you're cooking dinner, hosting game night, or just catching up after a long day. The kitchen is designed for real life, with plenty of space to prep, gather, and keep things moving without feeling crowded. Bedrooms offer a private retreat at the end of the day, with a calm, comfortable feel that makes it easy to unwind. The primary suite gives you a place to reset, while additional rooms provide flexibility for guests, a home office, or whatever fits your lifestyle. Out back, there's room to enjoy Florida living the way it's meant to be. Whether it's weekend cookouts, letting pets roam, or simply enjoying the fresh air, the outdoor space adds another layer of livability to the home. Located in a growing area with convenient access to shopping, dining, and entertainment, this property also keeps you close to the Gulf without the constant hustle. It's a setting that works for full-time living, a second home, or an investment opportunity. This is the kind of home where daily routines feel a little more enjoyable, and where time spent at home is something to look forward to.
#789564

Panama City Beach

231 Middleburg Drive

4 Beds

2 Baths

2,425 Sq.Ft.

$459,900

MLS#: 789564

Investment Opportunity with Immediate Income! Looking to grow your real estate portfolio? This oversized lot offers the perfect combination of current cash flow and future potential! Situated on a quiet street in a desirable neighborhood, this property features a leased mobile home (as is /repairs needed), providing immediate rental income from day one. Whether you're an experienced investor or looking to purchase your first income-producing property, this is a fantastic opportunity. The large lot offers plenty of room for future possibilities while the convenient location puts you just minutes from shopping, restaurants, and the area's new high school. With easy access to everyday amenities and a peaceful setting, this property is attractive to both tenants and future buyers. Property Highlights: Income producing property with a leased mobile home, large lot with future potential, established neighborhood minutes from shopping, dining, and everyday conveniences, and near the new high school! Excellent opportunity for investors or those seeking passive rental income Don't miss your chance to own a property that generates income today while offering long term investment potential.
#1009205

Gulf Breeze

5872 Senate Court

2 Beds

2 Baths

938 Sq.Ft.

$120,000

MLS#: 1009205

Seize the opportunity to own a premier commercial property situated on a high-traffic corner lot along the bustling Highway 98 in Panama City. With 125 feet of prime frontage and a substantial property depth of 300 feet, this CG-2 zoned lot is located in one of the highest volume traffic count areas, boasting an average daily traffic count of close to 40,000. The site covers a little under 1 acre and offers unparalleled visibility and accessibility for any business. The property features a well-appointed lounge interior with a stunning 30-foot solid wood bar that is stained, sealed, and fully equipped with all necessary amenities. The exterior deck area, spanning 1,184 square feet, offers a versatile space for outdoor events or dining. This property also boasts modern infrastructure with significant recent upgrades: the roof was replaced in 2018, one air conditioning unit was replaced in 2021, and the other in 2023. Additionally, the main waterline and sewer line to and from the building were replaced in 2022. This could be an unbelievable redevelopment site, as the majority of the property is cleared. Perfect for retail, office, or service-oriented businesses seeking a high-profile location with substantial amenities, this is a prime opportunity to enhance your business presence in a thriving commercial area.
#793611

Panama City

1623 W 15th Street

None Beds

None Baths

3,512 Sq.Ft.

$850,000

MLS#: 793611

Welcome to Surf Song A24, a fully renovated turnkey condo, and your perfect beachside retreat! Tucked away on a quiet dead-end street, this 1-bedroom, 1-bath condo offers a prime location—only one block from Pompano Joe's and the sugar white sands of Miramar Beach! This stunning unit was completely updated in 2022 with new LVP flooring, fresh paint, and a fully renovated kitchen featuring new backsplash, shiplap, cabinets, and ceiling. All appliances, including the fridge, stove/oven, dishwasher, washer/dryer, and microwave, were replaced in 2022, along with stylish new furnishings and décor (all of which convey)! The bathroom also boasts an upgraded vanity cabinet and mirror. Relax in the spacious living area, complete with brand-new 65'' & 55'' TVs, or step out onto your private balcony.
#1009230

Miramar Beach

107 Surf Song Lane UNIT A24

1 Beds

1 Baths

648 Sq.Ft.

$309,000

MLS#: 1009230

Positioned along one of the most sought-after stretches of Scenic 30A between Rosemary Beach and Alys Beach, Mistral Unit 1 presents a rare opportunity to own Gulf-front property in a boutique beachfront community without the ultra-luxury price point increasingly common along 30A. Nestled within an intimate low-density development of only 24 residences across three stories, Mistral offers a quieter, more relaxed ownership experience with elevated Gulf views, direct beach access, easier accessibility, and significantly less congestion than many larger resort-style condominium communities. In today's Florida condo market, buyers emphasize building condition, future assessments, financing stability, and long-term ownership confidence. Mistral stands apart because many major improvements are already completed, including the roof, balconies, beach stairs and boardwalks, HVAC system, hot water heater, and completed SIRS requirements--minimizing uncertainties buyers are carefully evaluating in today's environment. Sold fully furnished and turnkey, Unit 1 offers exceptional flexibility for both personal enjoyment and short-term rental income potential. Owners and guests conveniently access the renowned dining, shopping, and coastal lifestyle offerings of Rosemary Beach, Alys Beach, and the broader 30A corridor, all while benefiting from the privacy and exclusivity of a boutique Gulf-front setting. Rarely does a property combine true beachfront ownership, completed capital improvement , lower-density exclusivity, and a premier 30A location this effectively, making Mistral Unit 1 an increasingly compelling opportunity along the Emerald Coast.
#975757

Alys Beach

8294 E County Hwy 30A 1

1 Beds

1 Baths

750 Sq.Ft.

$799,000

MLS#: 975757

## PARCEL 3 -- 10.16 AC -- $152,400 10.16 acres of AG-zoned land on Campbell Rd in Walton County. A raw parcel with a mix of wooded and open terrain, ready for a buyer's own homesite, garden, or small-scale farming plans. Electric service is available along the road. The location keeps you minutes from downtown Defuniak Springs and its shops and restaurants, a short drive to the cool spring waters of Ponce de Leon Springs State Park, and roughly a 45-minute run south to the beaches of South Walton. Suited to a homesite, small farm, or recreational use.
#1009235

DeFuniak Springs

Lot 3 Campbell Road

None Beds

None Baths

10.16 acres

$152,400

MLS#: 1009235

For lease !! Welcome home to Plantation Park! This beautiful well-kept home is located only minutes to restaurants, shopping, and some of the best schools in Bay County. With over 1725 sq ft, this 3 BR 2 BA is ready for your family. As you enter the home, you will notice the open tiled foyer leading you into the spacious kitchen. The kitchen is sure to be any Chef's favorite with an abundance of cabinets, granite island, as well as a pantry. The kitchen blends seamlessly with the dining area, and overlooks the living room. This home has it all with a nice flowing open floor plan and generous sized entertainment space. It is move-in ready complete with all appliances including refrigerator, washer, and dryer! Applications are required.
#793596

Panama City

4018 Brook stone Drive

3 Beds

2 Baths

1,737 Sq.Ft.

$2,450

MLS#: 793596

Welcome to 4135 Highland Drive at Sunny Hills in Chipley, Florida. This move in ready home offers the opportunity to secure new construction prior to groundbreaking. This property will be developed with the Cali floorplan and built to current design standards and specifications. Buyers may have the ability to personalize select finishes depending on the stage of construction. Estimated completion timelines and build details available upon request. The Cali is a new home floor plan at Sunny Hills in Chipley Florida. This spectacular floor plan is a 4-bedroom, 2-bathroom home with a two-car garage. The Cali floor plan features a large covered front porch with space for a sitting area. As you enter this home you will find a long hallway leading to the living area. Two bedrooms are off the entry with a full bathroom in between. Across the hall is a fourth bedroom and large laundry room. The fourth bedroom is a perfect space for a den or even a home office. Continuing down the hall, you will find yourself at an open kitchen with center island, a large dining space and comfortable living area. The primary bedroom is found at the back of the home and features a large bathroom with dual sink vanity, separate shower, large soak tub and a large closet. The interior features of the Cali include EVP flooring in the main living areas and bathrooms and plush carpet in each bedroom. The kitchen is well appointed with a large center island, quartz countertops and beautiful white cabinetry. Prep and clean up from all your meals with your name brand stainless-steel appliances including a smooth top stove, microwave and dishwasher. A Smart Home Technology package is included with a Qolsys IQ Touch panel, and smart thermostat and KwikSet Keyless entry.
#793595

Chipley

4135 Highland Avenue

4 Beds

2 Baths

1,799 Sq.Ft.

$255,700

MLS#: 793595

Welcome to this charming, updated 1-bedroom, 1-bath condominium at Ocean Terrace Condominiums in Panama City Beach. Located in a low-density, two-story Gulf-side community, this beautifully maintained unit is just steps from the sugar-white sands and emerald waters of the Gulf of Mexico. Inside, you'll find a tastefully updated kitchen featuring stainless steel appliances, a tile backsplash, updated cabinetry and countertops, as well as attractive plank tile flooring throughout. The bathroom has been updated with a beautifully tiled, glass-enclosed shower and vanity, adding a modern touch to the space. A portion of the living area is currently being utilized as flexible space and is arranged as an additional sleeping area, providing added versatility for owners and guests. Community amenities include a Gulf-front swimming pool and a covered pavilion with picnic tables, offering the perfect spot to relax after a day at the beach. The convenient location places you within walking distance of restaurants, shopping, and entertainment, while nearby St. Andrews State Park offers opportunities for boating, fishing, kayaking, hiking, and enjoying Florida's natural beauty. Whether you're looking for a vacation getaway, investment property, or your own beach retreat, this turn-key ready condo combines tasteful updates with an unbeatable location.
#793610

Panama City Beach

8618 Surf Drive 206

1 Beds

1 Baths

576 Sq.Ft.

$279,900

MLS#: 793610

Welcome home to this charming split floor plan conveniently located just minutes from Hurlburt Field and Eglin Air Force Base. The spacious living room features beautiful laminate flooring, a ceiling fan, and an inviting open layout that's perfect for relaxing or entertaining. The adjoining dining area overlooks the backyard and flows seamlessly into the kitchen, complete with granite countertops, a stylish slate tile backsplash, and ample cabinet space for all your cooking needs. The private primary suite offers a bright and airy retreat with direct access to the backyard patio, creating the perfect spot to enjoy your morning coffee or unwind in the evening. The en-suite bathroom is filled with natural light, while the secondary bathroom showcases attractive slate tile flooring and wall accents. Additional features include a convenient laundry room located just off the two-car garage, a backyard storage building for extra space, and a low-maintenance backyard designed for easy upkeep. Nestled on a low-traffic street, this home offers comfort, convenience, and an ideal location close to shopping, dining, schools, and the Emerald Coast's military bases. Pets considered with application. Contact us today for a showing!
#1009271

Fort Walton Beach

955 Pacific Silver Court

3 Beds

2 Baths

1,248 Sq.Ft.

$2,200

MLS#: 1009271

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